Documents when applying for a loan

• A valid passport, valid ID card or residence permit (a driving licence is not accepted as proof of ID). If you are not a Dutch national, please bring your passport or residence permit.

• You are married: marriage certificate (or ‘trouwboekje’ if you got married in the Netherlands) and/or prenuptial agreement
• You are living together: cohabitation contract
• You are in a registered partnership: what kind?
• You are divorced: divorce covenant, civil register extract and divorce order

• Your most recent payslip (not older than 3 months)
  If you have any allowances or overtime, please bring payslips for the past 6 months.
• An employer’s statement (not older than 3 months)

• Proof of Chamber of Commerce registration
• Any final annual reports for the past 2 years, prepared by an accountant.

• Your most recent payslip
• If you’re on a flexible contract (variable hours): payslips for past 6 months.

• Statement from the Employee Insurance Agency (UWV) granting you unemployment benefits (WW), benefits under the Work and Income based on Capacity for Work Act (WIA) or other benefits
• Details of your income from a state pension, early retirement, (pre-)pension. You can find these details on your Uniform Pension Statement (UPO) and online on ‘mijn pensioenoverzicht’. Your pension provider will send you a Uniform Pension Statement every year.

We require a bank statement from you to assess whether you can repay the loan. For privacy reasons, we cannot search for or request this information from your bank ourselves.

What we need from you:

• A recent bank statement
• No older than 2 months
• At least 1 continuous month
• In PDF format
• Downloaded via Internet Banking . Screenshots or app summaries are not valid.

This should include:

• Your name, address, and city
• Your IBAN
• Credit of your income
• Debit for your housing costs (rent, mortgage, or board)
• Other fixed expenses, if applicable, such as:
  • Life insurance
  • Maintenance payments
  • DUO

Do you have multiple accounts?
Please send a statement from each account showing relevant expenses.

Are you applying jointly?
Provide statements from both your personal and joint accounts.

Applying for the loan in February?
Include your December bank statement as well. Housing costs for January are often debited at the end of December.

• The most recent statement of your personal loan or line of credit
• The most recent loan statement showing your credit limit

• Repayment confirmation The most recent loan statement showing your credit limit.

• The lease

• Your life insurance policy or policies
• Your disability insurance policy or policies

• Divorce covenant
• The order
• Parenting plan